14491 Passage WaySeminoleFL33776
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 14491 Passage Way, Seminole, FL, 33776 in Seminole. Priced at $750,000, it generates $10,680/mo in gross rent and $5,589/mo in net monthly cash flow, a 17.09% yield that comfortably supports the 3.17 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $67,068. Five-year appreciation: $207,211. Equity from principal paydown: $6,908/yr. Total projected cumulative return: $646,024.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.1% | 6.0% |
| Monthly Cash Flow | $5,589 | $300 |
City averages based on Seminole market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $10,680 |
| Total Monthly Debt Service | $4,793 |
| DSCR Ratio | 2.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1971
9,749 sqft lot
$N/A/sqft
$72 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33776, Seminole, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,583 (100%) |
| Owner Occupied HU | 4,660 (83.5%) |
| Renter Occupied HU | 537 ( 9.6%) |
| Vacant Housing Units | 386 ( 6.9%) |
| Median Home Value | $529,739 |
| Average Home Value | $638,562 |
Housing Distribution
Address Breakdown
Residential
5,223
Single Family
4,784
Multi-Family
439
Businesses
131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1971
9,749 sqft lot
$N/A/sqft
$72 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33776, Seminole, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,583 (100%) |
| Owner Occupied HU | 4,660 (83.5%) |
| Renter Occupied HU | 537 ( 9.6%) |
| Vacant Housing Units | 386 ( 6.9%) |
| Median Home Value | $529,739 |
| Average Home Value | $638,562 |
Housing Distribution
Address Breakdown
Residential
5,223
Single Family
4,784
Multi-Family
439
Businesses
131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices