14484 E 55th LnYumaAZ85367
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 14484 E 55th Ln, Yuma, AZ, 85367 in Yuma is a conservative rental investment at $465,000. Rental yield 6.16%. A 1.14 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $128,471; $4,283/yr in principal paydown supplements. Total projected return: $152,586.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 5.8% |
| Monthly Cash Flow | $(361) | $420 |
City averages based on Yuma market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,388 |
| Total Monthly Debt Service | $2,564 |
| DSCR Ratio | 0.93x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85367, Yuma, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,076 (100%) |
| Owner Occupied HU | 9,321 (51.6%) |
| Renter Occupied HU | 1,565 ( 8.7%) |
| Vacant Housing Units | 7,190 (39.8%) |
| Median Home Value | $270,443 |
| Average Home Value | $280,380 |
Housing Distribution
Address Breakdown
Residential
14,687
Single Family
13,215
Multi-Family
1,472
Businesses
343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85367, Yuma, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,076 (100%) |
| Owner Occupied HU | 9,321 (51.6%) |
| Renter Occupied HU | 1,565 ( 8.7%) |
| Vacant Housing Units | 7,190 (39.8%) |
| Median Home Value | $270,443 |
| Average Home Value | $280,380 |
Housing Distribution
Address Breakdown
Residential
14,687
Single Family
13,215
Multi-Family
1,472
Businesses
343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices