1444 Oak View WayEscondidoCA92029
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play1444 Oak View Way, Escondido, CA, 92029 in Escondido is priced for appreciation, not yield. Rental yield 4.37%. At $1,669,000 with a 4.37% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $461,114 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (1.26) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $576,508.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.4% | 6.0% |
| Monthly Cash Flow | $(4,235) | $1,500 |
City averages based on Escondido market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $9,469 |
| Total Monthly Debt Service | $9,682 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
0.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92029, Escondido, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,313 (100%) |
| Owner Occupied HU | 5,953 (71.6%) |
| Renter Occupied HU | 2,007 (24.1%) |
| Vacant Housing Units | 353 ( 4.2%) |
| Median Home Value | $970,962 |
| Average Home Value | $1,022,762 |
Housing Distribution
Address Breakdown
Residential
7,963
Single Family
6,973
Multi-Family
990
Businesses
1,214
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
0.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92029, Escondido, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,313 (100%) |
| Owner Occupied HU | 5,953 (71.6%) |
| Renter Occupied HU | 2,007 (24.1%) |
| Vacant Housing Units | 353 ( 4.2%) |
| Median Home Value | $970,962 |
| Average Home Value | $1,022,762 |
Housing Distribution
Address Breakdown
Residential
7,963
Single Family
6,973
Multi-Family
990
Businesses
1,214
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Barbara Haran • Barbara Haran, Broker
Mls Name: SDMLS
Mls Provider:
Mls ID: #SDC0001076
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