14431 MILLHOPPER RoadJacksonvilleFL32258
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 14431 MILLHOPPER Road, Jacksonville, FL, 32258 in Jacksonville. Priced at $484,900, it generates $4,476/mo in gross rent and $1,251/mo in net monthly cash flow, a 11.08% yield that comfortably supports the 2.05 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $15,014. Five-year appreciation: $133,969. Equity from principal paydown: $4,466/yr. Total projected cumulative return: $265,405.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.2% |
| Monthly Cash Flow | $1,251 | $450 |
City averages based on Jacksonville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,476 |
| Total Monthly Debt Service | $3,032 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
0.30 Acres lot
$N/A/sqft
$84 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32258, Jacksonville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,685 (100%) |
| Owner Occupied HU | 10,818 (61.2%) |
| Renter Occupied HU | 5,661 (32.0%) |
| Vacant Housing Units | 1,206 ( 6.8%) |
| Median Home Value | $398,141 |
| Average Home Value | $420,702 |
Housing Distribution
Address Breakdown
Residential
17,179
Single Family
11,456
Multi-Family
5,723
Businesses
585
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
0.30 Acres lot
$N/A/sqft
$84 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32258, Jacksonville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,685 (100%) |
| Owner Occupied HU | 10,818 (61.2%) |
| Renter Occupied HU | 5,661 (32.0%) |
| Vacant Housing Units | 1,206 ( 6.8%) |
| Median Home Value | $398,141 |
| Average Home Value | $420,702 |
Housing Distribution
Address Breakdown
Residential
17,179
Single Family
11,456
Multi-Family
5,723
Businesses
585
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices