14410 Merriam RdDobbinsCA95935
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 14410 Merriam Rd, Dobbins, CA, 95935 in Dobbins hard to pass up. The 13.45% gross yield on a $269,000 purchase results in $3,014/mo in rent and $1,350/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.49). Annual cash flow of $16,204, five-year appreciation of $74,320, and $2,478/yr in equity build-up combine for a projected total cumulative return of $188,869.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.5% | 5.0% |
| Monthly Cash Flow | $1,350 | $200 |
City averages based on Dobbins market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,014 |
| Total Monthly Debt Service | $1,557 |
| DSCR Ratio | 1.94x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2003
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95935, Dobbins, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 458 (100%) |
| Owner Occupied HU | 309 (67.5%) |
| Renter Occupied HU | 93 (20.3%) |
| Vacant Housing Units | 56 (12.2%) |
| Median Home Value | $389,175 |
| Average Home Value | $388,665 |
Housing Distribution
Address Breakdown
Residential
21
Single Family
21
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2003
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95935, Dobbins, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 458 (100%) |
| Owner Occupied HU | 309 (67.5%) |
| Renter Occupied HU | 93 (20.3%) |
| Vacant Housing Units | 56 (12.2%) |
| Median Home Value | $389,175 |
| Average Home Value | $388,665 |
Housing Distribution
Address Breakdown
Residential
21
Single Family
21
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices