1441 Paddy LnOntarioNY14519
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 1441 Paddy Ln, Ontario, NY, 14519 in Ontario hard to pass up. The 27.69% gross yield on a $155,000 purchase results in $3,577/mo in rent and $2,542/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (5.13). Annual cash flow of $30,506, five-year appreciation of $42,824, and $1,428/yr in equity build-up combine for a projected total cumulative return of $222,702.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 27.7% | 6.2% |
| Monthly Cash Flow | $2,542 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,577 |
| Total Monthly Debt Service | $973 |
| DSCR Ratio | 3.67x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1880
0.87 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14519, Ontario, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,116 (100%) |
| Owner Occupied HU | 3,999 (78.2%) |
| Renter Occupied HU | 812 (15.9%) |
| Vacant Housing Units | 305 ( 6.0%) |
| Median Home Value | $267,990 |
| Average Home Value | $282,076 |
Housing Distribution
Address Breakdown
Residential
5,116
Single Family
4,915
Multi-Family
201
Businesses
333
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1880
0.87 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14519, Ontario, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,116 (100%) |
| Owner Occupied HU | 3,999 (78.2%) |
| Renter Occupied HU | 812 (15.9%) |
| Vacant Housing Units | 305 ( 6.0%) |
| Median Home Value | $267,990 |
| Average Home Value | $282,076 |
Housing Distribution
Address Breakdown
Residential
5,116
Single Family
4,915
Multi-Family
201
Businesses
333
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices