1440 W Edgehill Rd APT 20San BernardinoCA92405
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 1440 W Edgehill Rd APT 20, San Bernardino, CA, 92405 in San Bernardino hard to pass up. The 15.1% gross yield on a $249,000 purchase results in $3,133/mo in rent and $1,243/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.80). Annual cash flow of $14,914, five-year appreciation of $68,794, and $2,293/yr in equity build-up combine for a projected total cumulative return of $175,917.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.1% | 4.8% |
| Monthly Cash Flow | $1,243 | $850 |
City averages based on San Bernardino market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,133 |
| Total Monthly Debt Service | $1,791 |
| DSCR Ratio | 1.75x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1981
801 sqft lot
$N/A/sqft
$350 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92405, San Bernardino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,649 (100%) |
| Owner Occupied HU | 4,573 (47.4%) |
| Renter Occupied HU | 4,731 (49.0%) |
| Vacant Housing Units | 345 ( 3.6%) |
| Median Home Value | $440,385 |
| Average Home Value | $461,102 |
Housing Distribution
Address Breakdown
Residential
9,347
Single Family
8,205
Multi-Family
1,142
Businesses
463
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1981
801 sqft lot
$N/A/sqft
$350 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92405, San Bernardino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,649 (100%) |
| Owner Occupied HU | 4,573 (47.4%) |
| Renter Occupied HU | 4,731 (49.0%) |
| Vacant Housing Units | 345 ( 3.6%) |
| Median Home Value | $440,385 |
| Average Home Value | $461,102 |
Housing Distribution
Address Breakdown
Residential
9,347
Single Family
8,205
Multi-Family
1,142
Businesses
463
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices