144 Bouchard RoadSaint AgathaME04772
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 144 Bouchard Road, Saint Agatha, ME, 04772 in Saint Agatha. Priced at $125,000, it generates $1,525/mo in gross rent and $736/mo in net monthly cash flow, a 14.64% yield that comfortably supports the 2.71 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $8,836. Five-year appreciation: $34,535. Equity from principal paydown: $1,151/yr. Total projected cumulative return: $94,843.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.6% | 6.0% |
| Monthly Cash Flow | $736 | $300 |
City averages based on Saint Agatha market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,525 |
| Total Monthly Debt Service | $739 |
| DSCR Ratio | 2.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1991
10.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04772, Saint Agatha, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 488 (100%) |
| Owner Occupied HU | 283 (58.0%) |
| Renter Occupied HU | 65 (13.3%) |
| Vacant Housing Units | 140 (28.7%) |
| Median Home Value | $199,265 |
| Average Home Value | $251,908 |
Housing Distribution
Address Breakdown
Residential
206
Single Family
184
Multi-Family
22
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1991
10.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04772, Saint Agatha, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 488 (100%) |
| Owner Occupied HU | 283 (58.0%) |
| Renter Occupied HU | 65 (13.3%) |
| Vacant Housing Units | 140 (28.7%) |
| Median Home Value | $199,265 |
| Average Home Value | $251,908 |
Housing Distribution
Address Breakdown
Residential
206
Single Family
184
Multi-Family
22
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices