1436 S Divide DrSantaquinUT84655
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderFor first-time U.S. investors or those diversifying conservatively, 1436 S Divide Dr, Santaquin, UT, 84655 in Santaquin offers a clean, manageable entry. Rental yield 7.74%. DSCR 1.43 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $91,145 in additional property value over five years, with $3,038/yr in principal equity building ownership stake. Total projected cumulative return: $137,203.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.2% |
| Monthly Cash Flow | $(30) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,128 |
| Total Monthly Debt Service | $1,802 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2022
871.20 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84655, Santaquin, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,666 (100%) |
| Owner Occupied HU | 4,980 (87.9%) |
| Renter Occupied HU | 515 ( 9.1%) |
| Vacant Housing Units | 171 ( 3.0%) |
| Median Home Value | $566,233 |
| Average Home Value | $620,454 |
Housing Distribution
Address Breakdown
Residential
5,257
Single Family
5,257
Multi-Family
0
Businesses
154
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2022
871.20 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84655, Santaquin, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,666 (100%) |
| Owner Occupied HU | 4,980 (87.9%) |
| Renter Occupied HU | 515 ( 9.1%) |
| Vacant Housing Units | 171 ( 3.0%) |
| Median Home Value | $566,233 |
| Average Home Value | $620,454 |
Housing Distribution
Address Breakdown
Residential
5,257
Single Family
5,257
Multi-Family
0
Businesses
154
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices