1434 Orchid StYorkvilleIL60560
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Yorkville rental at 1434 Orchid St, Yorkville, IL, 60560 sits in the solid-income band: 11.44% gross yield, $2,573/mo rent, $290/mo net after the $1,214/mo debt service, DSCR 2.12. Entry price of $269,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $74,568 and $2,486/yr in principal reduction bring total cumulative return to $123,704.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 6.5% |
| Monthly Cash Flow | $290 | $250 |
City averages based on Yorkville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,573 |
| Total Monthly Debt Service | $2,176 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2006
N/A lot
$N/A/sqft
$241 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60560, Yorkville, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,078 (100%) |
| Owner Occupied HU | 9,113 (82.3%) |
| Renter Occupied HU | 1,660 (15.0%) |
| Vacant Housing Units | 305 ( 2.8%) |
| Median Home Value | $347,383 |
| Average Home Value | $362,406 |
Housing Distribution
Address Breakdown
Residential
10,847
Single Family
10,408
Multi-Family
439
Businesses
776
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2006
N/A lot
$N/A/sqft
$241 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60560, Yorkville, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,078 (100%) |
| Owner Occupied HU | 9,113 (82.3%) |
| Renter Occupied HU | 1,660 (15.0%) |
| Vacant Housing Units | 305 ( 2.8%) |
| Median Home Value | $347,383 |
| Average Home Value | $362,406 |
Housing Distribution
Address Breakdown
Residential
10,847
Single Family
10,408
Multi-Family
439
Businesses
776
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices