14321 N 77th LnPeoriaAZ85381
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.4% yield at 14321 N 77th Ln, Peoria, AZ, 85381 in Peoria is solid, but the $2,401/mo payment compresses net cash flow to $135/mo at $534,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $147,534 by year five, and $4,918/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.37) without U.S. income documentation. Total projected return: $210,608.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 5.8% |
| Monthly Cash Flow | $135 | $850 |
City averages based on Peoria market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,292 |
| Total Monthly Debt Service | $2,944 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1991
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85381, Peoria, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,842 (100%) |
| Owner Occupied HU | 7,108 (65.6%) |
| Renter Occupied HU | 3,114 (28.7%) |
| Vacant Housing Units | 620 ( 5.7%) |
| Median Home Value | $461,165 |
| Average Home Value | $505,227 |
Housing Distribution
Address Breakdown
Residential
10,436
Single Family
7,618
Multi-Family
2,818
Businesses
627
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1991
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85381, Peoria, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,842 (100%) |
| Owner Occupied HU | 7,108 (65.6%) |
| Renter Occupied HU | 3,114 (28.7%) |
| Vacant Housing Units | 620 ( 5.7%) |
| Median Home Value | $461,165 |
| Average Home Value | $505,227 |
Housing Distribution
Address Breakdown
Residential
10,436
Single Family
7,618
Multi-Family
2,818
Businesses
627
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
