14312 Nectarine StBrooksvilleFL34613
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 14312 Nectarine St, Brooksville, FL, 34613 in Brooksville. At $119,000 it earns $1,314/mo in rent and distributes $447/mo to the owner after the $535/mo payment, a consistent 13.25% yield. DSCR 2.46 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $32,878 in value; $1,096/yr in principal paydown compounds ownership stake. Total projected return: $74,501.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.3% | 6.0% |
| Monthly Cash Flow | $447 | $300 |
City averages based on Brooksville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,314 |
| Total Monthly Debt Service | $820 |
| DSCR Ratio | 1.60x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1979
6,000 sqft lot
$N/A/sqft
$44 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34613, Brooksville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,503 (100%) |
| Owner Occupied HU | 8,673 (75.4%) |
| Renter Occupied HU | 1,225 (10.6%) |
| Vacant Housing Units | 1,605 (14.0%) |
| Median Home Value | $244,035 |
| Average Home Value | $313,767 |
Housing Distribution
Address Breakdown
Residential
10,830
Single Family
9,735
Multi-Family
1,095
Businesses
539
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1979
6,000 sqft lot
$N/A/sqft
$44 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34613, Brooksville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,503 (100%) |
| Owner Occupied HU | 8,673 (75.4%) |
| Renter Occupied HU | 1,225 (10.6%) |
| Vacant Housing Units | 1,605 (14.0%) |
| Median Home Value | $244,035 |
| Average Home Value | $313,767 |
Housing Distribution
Address Breakdown
Residential
10,830
Single Family
9,735
Multi-Family
1,095
Businesses
539
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nehad Darwish • DIVINE ESTATES REALTY LLC
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #TB8389797
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