1430 Kimberly WayCampoCA91906
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1430 Kimberly Way, Campo, CA, 91906 in Campo speaks for itself: 10.7% gross on a $350,000 price, generating $3,120/mo in rent and $777/mo in net income after the $1,574/mo debt service. DSCR 1.98, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $9,327 stacks alongside $96,699 in projected five-year appreciation and $3,224/yr in principal reduction. Projected total cumulative return: $183,511.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 6.0% |
| Monthly Cash Flow | $777 | $1,500 |
City averages based on Campo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,120 |
| Total Monthly Debt Service | $2,204 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1990
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91906, Campo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,410 (100%) |
| Owner Occupied HU | 981 (69.6%) |
| Renter Occupied HU | 332 (23.5%) |
| Vacant Housing Units | 97 ( 6.9%) |
| Median Home Value | $365,102 |
| Average Home Value | $495,849 |
Housing Distribution
Address Breakdown
Residential
1,288
Single Family
1,288
Multi-Family
0
Businesses
90
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1990
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91906, Campo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,410 (100%) |
| Owner Occupied HU | 981 (69.6%) |
| Renter Occupied HU | 332 (23.5%) |
| Vacant Housing Units | 97 ( 6.9%) |
| Median Home Value | $365,102 |
| Average Home Value | $495,849 |
Housing Distribution
Address Breakdown
Residential
1,288
Single Family
1,288
Multi-Family
0
Businesses
90
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices