143 Chipman RdMiddlefieldMA01243
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 143 Chipman Rd, Middlefield, MA, 01243 in Middlefield hard to pass up. The 14.7% gross yield on a $279,900 purchase results in $3,430/mo in rent and $1,543/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.72). Annual cash flow of $18,513, five-year appreciation of $77,331, and $2,578/yr in equity build-up combine for a projected total cumulative return of $206,128.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.7% | 7.2% |
| Monthly Cash Flow | $1,543 | $650 |
City averages based on Middlefield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,430 |
| Total Monthly Debt Service | $1,775 |
| DSCR Ratio | 1.93x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01243, Middlefield, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30 (100%) |
| Owner Occupied HU | 19 (63.3%) |
| Renter Occupied HU | 2 ( 6.7%) |
| Vacant Housing Units | 9 (30.0%) |
| Median Home Value | $569,444 |
| Average Home Value | $584,868 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01243, Middlefield, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30 (100%) |
| Owner Occupied HU | 19 (63.3%) |
| Renter Occupied HU | 2 ( 6.7%) |
| Vacant Housing Units | 9 (30.0%) |
| Median Home Value | $569,444 |
| Average Home Value | $584,868 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices