14292 Lovers LnGuernevilleCA95446
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 14292 Lovers Ln, Guerneville, CA, 95446 in Guerneville hard to pass up. The 11.62% gross yield on a $649,000 purchase results in $6,287/mo in rent and $2,176/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.15). Annual cash flow of $26,109, five-year appreciation of $179,307, and $5,977/yr in equity build-up combine for a projected total cumulative return of $386,563.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 6.5% |
| Monthly Cash Flow | $2,176 | $1,500 |
City averages based on Guerneville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,287 |
| Total Monthly Debt Service | $3,853 |
| DSCR Ratio | 1.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
3,149 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95446, Guerneville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,254 (100%) |
| Owner Occupied HU | 1,296 (39.8%) |
| Renter Occupied HU | 853 (26.2%) |
| Vacant Housing Units | 1,105 (34.0%) |
| Median Home Value | $863,402 |
| Average Home Value | $957,448 |
Housing Distribution
Address Breakdown
Residential
2,562
Single Family
2,562
Multi-Family
0
Businesses
205
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
3,149 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95446, Guerneville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,254 (100%) |
| Owner Occupied HU | 1,296 (39.8%) |
| Renter Occupied HU | 853 (26.2%) |
| Vacant Housing Units | 1,105 (34.0%) |
| Median Home Value | $863,402 |
| Average Home Value | $957,448 |
Housing Distribution
Address Breakdown
Residential
2,562
Single Family
2,562
Multi-Family
0
Businesses
205
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices