1425 W 145th St #2GardenaCA90247
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 1425 W 145th St #2, Gardena, CA, 90247 in Gardena hard to pass up. The 12.39% gross yield on a $820,000 purchase results in $8,467/mo in rent and $3,395/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.30). Annual cash flow of $40,734, five-year appreciation of $226,551, and $7,552/yr in equity build-up combine for a projected total cumulative return of $529,355.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.4% | 6.5% |
| Monthly Cash Flow | $3,395 | $350 |
City averages based on Gardena market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,467 |
| Total Monthly Debt Service | $4,746 |
| DSCR Ratio | 1.78x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
9,203 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90247, Gardena, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,389 (100%) |
| Owner Occupied HU | 6,764 (38.9%) |
| Renter Occupied HU | 9,928 (57.1%) |
| Vacant Housing Units | 697 ( 4.0%) |
| Median Home Value | $745,477 |
| Average Home Value | $804,037 |
Housing Distribution
Address Breakdown
Residential
17,156
Single Family
9,802
Multi-Family
7,354
Businesses
1,676
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
9,203 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90247, Gardena, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,389 (100%) |
| Owner Occupied HU | 6,764 (38.9%) |
| Renter Occupied HU | 9,928 (57.1%) |
| Vacant Housing Units | 697 ( 4.0%) |
| Median Home Value | $745,477 |
| Average Home Value | $804,037 |
Housing Distribution
Address Breakdown
Residential
17,156
Single Family
9,802
Multi-Family
7,354
Businesses
1,676
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices