14235 E Avenue OPalmdaleCA93591
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 14235 E Avenue O, Palmdale, CA, 93591 in Palmdale. Priced at $249,900, it generates $2,920/mo in gross rent and $1,374/mo in net monthly cash flow, a 14.02% yield that comfortably supports the 2.60 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $16,484. Five-year appreciation: $69,043. Equity from principal paydown: $2,302/yr. Total projected cumulative return: $183,197.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14% | 5.8% |
| Monthly Cash Flow | $1,374 | $285 |
City averages based on Palmdale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,920 |
| Total Monthly Debt Service | $1,446 |
| DSCR Ratio | 2.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1949
9.68 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93591, Palmdale, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,203 (100%) |
| Owner Occupied HU | 1,537 (69.8%) |
| Renter Occupied HU | 571 (25.9%) |
| Vacant Housing Units | 95 ( 4.3%) |
| Median Home Value | $269,969 |
| Average Home Value | $498,969 |
Housing Distribution
Address Breakdown
Residential
2,122
Single Family
2,122
Multi-Family
0
Businesses
53
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1949
9.68 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93591, Palmdale, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,203 (100%) |
| Owner Occupied HU | 1,537 (69.8%) |
| Renter Occupied HU | 571 (25.9%) |
| Vacant Housing Units | 95 ( 4.3%) |
| Median Home Value | $269,969 |
| Average Home Value | $498,969 |
Housing Distribution
Address Breakdown
Residential
2,122
Single Family
2,122
Multi-Family
0
Businesses
53
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices