1422 Ohio AveWindsorIL61957
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 1422 Ohio Ave, Windsor, IL, 61957 in Windsor hard to pass up. The 17.39% gross yield on a $212,000 purchase results in $3,072/mo in rent and $1,602/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (3.22). Annual cash flow of $19,218, five-year appreciation of $58,572, and $1,953/yr in equity build-up combine for a projected total cumulative return of $184,203.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.4% | 8.0% |
| Monthly Cash Flow | $1,602 | $500 |
City averages based on Windsor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,072 |
| Total Monthly Debt Service | $1,386 |
| DSCR Ratio | 2.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61957, Windsor, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 859 (100%) |
| Owner Occupied HU | 627 (73.0%) |
| Renter Occupied HU | 135 (15.7%) |
| Vacant Housing Units | 97 (11.3%) |
| Median Home Value | $144,331 |
| Average Home Value | $190,793 |
Housing Distribution
Address Breakdown
Residential
789
Single Family
777
Multi-Family
12
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61957, Windsor, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 859 (100%) |
| Owner Occupied HU | 627 (73.0%) |
| Renter Occupied HU | 135 (15.7%) |
| Vacant Housing Units | 97 (11.3%) |
| Median Home Value | $144,331 |
| Average Home Value | $190,793 |
Housing Distribution
Address Breakdown
Residential
789
Single Family
777
Multi-Family
12
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
