1421 17th AveSan FranciscoCA94122
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 1421 17th Ave, San Francisco, CA, 94122 in San Francisco the bet is firmly on appreciation. Rental yield 5.43%. The 5.43% gross yield on a $1,218,000 price is below income-first thresholds, but 5%/yr value growth projects $336,511 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (1.01) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $281,819.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.4% | 4.5% |
| Monthly Cash Flow | $(2,853) | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,516 |
| Total Monthly Debt Service | $7,885 |
| DSCR Ratio | 0.70x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1925
2,988 sqft lot
$N/A/sqft
$360 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94122, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,458 (100%) |
| Owner Occupied HU | 9,949 (42.4%) |
| Renter Occupied HU | 11,908 (50.8%) |
| Vacant Housing Units | 1,601 ( 6.8%) |
| Median Home Value | $1,508,079 |
| Average Home Value | $1,521,648 |
Housing Distribution
Address Breakdown
Residential
22,568
Single Family
15,974
Multi-Family
6,594
Businesses
1,225
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1925
2,988 sqft lot
$N/A/sqft
$360 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94122, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,458 (100%) |
| Owner Occupied HU | 9,949 (42.4%) |
| Renter Occupied HU | 11,908 (50.8%) |
| Vacant Housing Units | 1,601 ( 6.8%) |
| Median Home Value | $1,508,079 |
| Average Home Value | $1,521,648 |
Housing Distribution
Address Breakdown
Residential
22,568
Single Family
15,974
Multi-Family
6,594
Businesses
1,225
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Hugh D. Groocock • Corcoran Icon Properties
Mls Name: SFAR
Mls Provider:
Mls ID: #425073092
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.