1418 Palm StHolly SpringsGA30115
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 1418 Palm St, Holly Springs, GA, 30115 in Holly Springs fits: $950,000, 5.05% gross yield, and a projected 5% annual appreciation rate adding $262,467 in value within five years. Rental yield 5.05%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.94) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $8,750/yr in principal paydown and $262,467 in appreciation project a total return of $244,863.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.1% | 6.0% |
| Monthly Cash Flow | $(1,786) | $300 |
City averages based on Holly Springs market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,996 |
| Total Monthly Debt Service | $5,404 |
| DSCR Ratio | 0.74x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
2.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30115, Canton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,473 (100%) |
| Owner Occupied HU | 15,885 (77.6%) |
| Renter Occupied HU | 3,652 (17.8%) |
| Vacant Housing Units | 936 ( 4.6%) |
| Median Home Value | $506,568 |
| Average Home Value | $581,284 |
Housing Distribution
Address Breakdown
Residential
20,167
Single Family
18,336
Multi-Family
1,831
Businesses
819
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
2.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30115, Canton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,473 (100%) |
| Owner Occupied HU | 15,885 (77.6%) |
| Renter Occupied HU | 3,652 (17.8%) |
| Vacant Housing Units | 936 ( 4.6%) |
| Median Home Value | $506,568 |
| Average Home Value | $581,284 |
Housing Distribution
Address Breakdown
Residential
20,167
Single Family
18,336
Multi-Family
1,831
Businesses
819
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: FMLS GA
Mls ID: #7730997