14151 Mellow Pine CtHoustonTX77032
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 14151 Mellow Pine Ct, Houston, TX, 77032 in Houston is narrow, $90/mo net on $2,046/mo rent after the $1,202/mo debt service, but the property operates at break-even-plus, not a loss. At $267,400 with a 9.18% yield, the long-run equity case via 5% appreciation ($73,878 over five years) and $2,463/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.70 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $108,591.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $90 | $450 |
City averages based on Houston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,046 |
| Total Monthly Debt Service | $1,849 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
$650 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77032, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,899 (100%) |
| Owner Occupied HU | 1,327 (27.1%) |
| Renter Occupied HU | 3,205 (65.4%) |
| Vacant Housing Units | 367 ( 7.5%) |
| Median Home Value | $145,637 |
| Average Home Value | $181,245 |
Housing Distribution
Address Breakdown
Residential
4,515
Single Family
2,308
Multi-Family
2,207
Businesses
1,468
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
$650 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77032, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,899 (100%) |
| Owner Occupied HU | 1,327 (27.1%) |
| Renter Occupied HU | 3,205 (65.4%) |
| Vacant Housing Units | 367 ( 7.5%) |
| Median Home Value | $145,637 |
| Average Home Value | $181,245 |
Housing Distribution
Address Breakdown
Residential
4,515
Single Family
2,308
Multi-Family
2,207
Businesses
1,468
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ana Salazar • Refuge Group Properties
Mls Name: HAR
Mls Provider:
Mls ID: #12513566
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