14142 Studebaker AveBrethrenMI49619
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Brethren rentals match the income profile of 14142 Studebaker Ave, Brethren, MI, 49619. Listed at $164,800, gross rent is $2,010/mo and net cash flow is $923/mo, a 14.64% yield well above national averages. DSCR 2.71 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $45,531 by year five with $1,518/yr in annual principal reduction, projecting $122,204 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.6% | 5.8% |
| Monthly Cash Flow | $923 | $450 |
City averages based on Brethren market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,010 |
| Total Monthly Debt Service | $1,021 |
| DSCR Ratio | 1.97x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49619, Brethren, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 760 (100%) |
| Owner Occupied HU | 443 (58.3%) |
| Renter Occupied HU | 47 ( 6.2%) |
| Vacant Housing Units | 270 (35.5%) |
| Median Home Value | $171,976 |
| Average Home Value | $212,150 |
Housing Distribution
Address Breakdown
Residential
402
Single Family
402
Multi-Family
0
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49619, Brethren, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 760 (100%) |
| Owner Occupied HU | 443 (58.3%) |
| Renter Occupied HU | 47 ( 6.2%) |
| Vacant Housing Units | 270 (35.5%) |
| Median Home Value | $171,976 |
| Average Home Value | $212,150 |
Housing Distribution
Address Breakdown
Residential
402
Single Family
402
Multi-Family
0
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices