14135 Elystan CirWestminsterCA92683
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 14135 Elystan Cir, Westminster, CA, 92683 in Westminster worth study. Rental yield 5.7%. The 5.7% gross yield is below cash-flow benchmarks at $1,098,000, but 5% annual appreciation, adding $303,357 over five years, frames this as a capital growth position. Rent of $5,212/mo partially offsets the $4,937/mo payment. Ziffy Mortgage finances appreciation-play properties (1.06 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $314,643.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 6.5% |
| Monthly Cash Flow | $(2,031) | $500 |
City averages based on Westminster market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,212 |
| Total Monthly Debt Service | $6,356 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
3,330 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92683, Westminster, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,218 (100%) |
| Owner Occupied HU | 14,170 (50.2%) |
| Renter Occupied HU | 13,041 (46.2%) |
| Vacant Housing Units | 1,007 ( 3.6%) |
| Median Home Value | $889,507 |
| Average Home Value | $919,697 |
Housing Distribution
Address Breakdown
Residential
28,025
Single Family
22,660
Multi-Family
5,365
Businesses
3,071
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
3,330 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92683, Westminster, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,218 (100%) |
| Owner Occupied HU | 14,170 (50.2%) |
| Renter Occupied HU | 13,041 (46.2%) |
| Vacant Housing Units | 1,007 ( 3.6%) |
| Median Home Value | $889,507 |
| Average Home Value | $919,697 |
Housing Distribution
Address Breakdown
Residential
28,025
Single Family
22,660
Multi-Family
5,365
Businesses
3,071
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CRMLS
Mls ID: #OC26060645