14133 Maple Inn Rd SEMentorMN56736
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 14133 Maple Inn Rd SE, Mentor, MN, 56736 in Mentor worth study. Rental yield 2.5%. The 2.5% gross yield is below cash-flow benchmarks at $625,000, but 5% annual appreciation, adding $172,676 over five years, frames this as a capital growth position. Rent of $1,303/mo partially offsets the $2,810/mo payment. Ziffy Mortgage finances appreciation-play properties (0.46 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $69,910.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.5% | 6.0% |
| Monthly Cash Flow | $(2,600) | $800 |
City averages based on Mentor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,303 |
| Total Monthly Debt Service | $3,654 |
| DSCR Ratio | 0.36x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56736, Mentor, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 950 (100%) |
| Owner Occupied HU | 364 (38.3%) |
| Renter Occupied HU | 52 ( 5.5%) |
| Vacant Housing Units | 534 (56.2%) |
| Median Home Value | $352,500 |
| Average Home Value | $409,457 |
Housing Distribution
Address Breakdown
Residential
515
Single Family
507
Multi-Family
8
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56736, Mentor, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 950 (100%) |
| Owner Occupied HU | 364 (38.3%) |
| Renter Occupied HU | 52 ( 5.5%) |
| Vacant Housing Units | 534 (56.2%) |
| Median Home Value | $352,500 |
| Average Home Value | $409,457 |
Housing Distribution
Address Breakdown
Residential
515
Single Family
507
Multi-Family
8
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices