1413 Phillips St, Cleburne, TX, 76033 | $416/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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1413 Phillips St, Cleburne, TX, 76033 | $416/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Cleburne at 1413 Phillips St, Cleburne, TX, 76033 uses $77,903 cash to close to unlock $4,993/yr annual cash flow and $416/mo monthly cash flow. Total monthly income runs $2,087/mo, and a $1,150/mo payment keeps the spread at $416/mo. Purchase price stands at $235,000, and rental yield measures 10.66% with $2,087/mo rent. Return on cash invested shows 26.32% in year one, and 5% annual appreciation builds toward $64,926 over five years. Five-year ROI reaches 138.49% and total cumulative return in cash records $107,884. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,087/mo property income covering a $1,150/mo payment rather than investor’s personal income.

Single Family

Built in 1969

0.27 Acres lot

$N/A/sqft

No HOA

More details about the property

Charming three-bedroom, one-and-a-half-bath home offering the perfect balance of classic character and thoughtful modern updates. This inviting property has been slightly remodeled to enhance comfort and style while maintaining the warmth and charm of its original design. Inside, youll find a welcoming layout with a spacious living area that flows easily into the kitchen and dining spacesperfect for family gatherings or entertaining guests. The kitchen offers plenty of cabinet and counter space, making it both functional and inviting. Each bedroom provides comfortable living space and flexibility for a home office, guest room, or childrens room. Located in a quiet, well-established neighborhood, this home provides a sense of peace and privacy while still being conveniently close to grocery stores, shopping, dining, schools, and the Chisholm Trail Tollway for an easy commute. The large backyard is one of the highlights of the property, offering ample room for children or pets to play, outdoor entertaining, or even adding a garden or patio. It also includes two versatile sheds that can serve as extra storage, workshops, or creative spaces. This home combines charm, comfort, and conveniencean excellent opportunity to own a beautiful property in a desirable Cleburne location.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76033, Cleburne, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	12,115 (100%)
Owner Occupied HU	7,086 (58.5%)
Renter Occupied HU	4,001 (33.0%)
Vacant Housing Units	1,028 ( 8.5%)
Median Home Value	$259,771
Average Home Value	$310,697