1410 N Arkansas AveRussellvilleAR72801
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 1410 N Arkansas Ave, Russellville, AR, 72801 in Russellville fits: $1,650,000, 0.81% gross yield, and a projected 5% annual appreciation rate adding $455,865 in value within five years. Rental yield 0.81%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.15) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $15,197/yr in principal paydown and $455,865 in appreciation project a total return of $57,713.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0.8% | 7.0% |
| Monthly Cash Flow | $(8,806) | $1,200 |
City averages based on Russellville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,112 |
| Total Monthly Debt Service | $9,262 |
| DSCR Ratio | 0.12x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1967
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72801, Russellville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,125 (100%) |
| Owner Occupied HU | 3,313 (40.8%) |
| Renter Occupied HU | 3,918 (48.2%) |
| Vacant Housing Units | 894 (11.0%) |
| Median Home Value | $160,919 |
| Average Home Value | $192,713 |
Housing Distribution
Address Breakdown
Residential
7,548
Single Family
6,565
Multi-Family
983
Businesses
883
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1967
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72801, Russellville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,125 (100%) |
| Owner Occupied HU | 3,313 (40.8%) |
| Renter Occupied HU | 3,918 (48.2%) |
| Vacant Housing Units | 894 (11.0%) |
| Median Home Value | $160,919 |
| Average Home Value | $192,713 |
Housing Distribution
Address Breakdown
Residential
7,548
Single Family
6,565
Multi-Family
983
Businesses
883
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ricky Roberts • Mossy Oak Properties Field, Farm, and Homes
Mls Name: REALSTACK
Mls ID: #1084604