25951 E State Highway 22DelawareAR72835
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 25951 E State Highway 22, Delaware, AR, 72835 in Delaware the bet is firmly on appreciation. Rental yield 3.08%. The 3.08% gross yield on a $399,999 price is below income-first thresholds, but 5%/yr value growth projects $110,512 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.57) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $62,673.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.1% | 0.0% |
| Monthly Cash Flow | $(1,378) | $0 |
City averages based on Delaware market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,026 |
| Total Monthly Debt Service | $2,245 |
| DSCR Ratio | 0.46x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2008
27.78 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72835, Delaware, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 425 (100%) |
| Owner Occupied HU | 304 (71.5%) |
| Renter Occupied HU | 49 (11.5%) |
| Vacant Housing Units | 72 (16.9%) |
| Median Home Value | $185,938 |
| Average Home Value | $218,363 |
Housing Distribution
Address Breakdown
Residential
336
Single Family
336
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2008
27.78 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72835, Delaware, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 425 (100%) |
| Owner Occupied HU | 304 (71.5%) |
| Renter Occupied HU | 49 (11.5%) |
| Vacant Housing Units | 72 (16.9%) |
| Median Home Value | $185,938 |
| Average Home Value | $218,363 |
Housing Distribution
Address Breakdown
Residential
336
Single Family
336
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices