141 Sueno CaminoLa HondaCA94020
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew La Honda rentals match the income profile of 141 Sueno Camino, La Honda, CA, 94020. Listed at $430,000, gross rent is $4,434/mo and net cash flow is $1,288/mo, a 12.37% yield well above national averages. DSCR 2.29 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $118,801 by year five with $3,960/yr in annual principal reduction, projecting $248,025 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.4% | 5.5% |
| Monthly Cash Flow | $1,288 | $1,200 |
City averages based on La Honda market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,434 |
| Total Monthly Debt Service | $2,975 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1931
6,600 sqft lot
$N/A/sqft
$430 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94020, La Honda, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 888 (100%) |
| Owner Occupied HU | 521 (58.7%) |
| Renter Occupied HU | 266 (30.0%) |
| Vacant Housing Units | 101 (11.4%) |
| Median Home Value | $1,534,091 |
| Average Home Value | $1,485,480 |
Housing Distribution
Address Breakdown
Residential
205
Single Family
205
Multi-Family
0
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1931
6,600 sqft lot
$N/A/sqft
$430 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94020, La Honda, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 888 (100%) |
| Owner Occupied HU | 521 (58.7%) |
| Renter Occupied HU | 266 (30.0%) |
| Vacant Housing Units | 101 (11.4%) |
| Median Home Value | $1,534,091 |
| Average Home Value | $1,485,480 |
Housing Distribution
Address Breakdown
Residential
205
Single Family
205
Multi-Family
0
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices