141 Prospect BlvdWaterlooIA50701
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 141 Prospect Blvd, Waterloo, IA, 50701 in Waterloo. Priced at $169,000, it generates $1,856/mo in gross rent and $659/mo in net monthly cash flow, a 13.18% yield that comfortably supports the 2.44 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $7,913. Five-year appreciation: $46,692. Equity from principal paydown: $1,557/yr. Total projected cumulative return: $107,191.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.2% | 8.5% |
| Monthly Cash Flow | $659 | $325 |
City averages based on Waterloo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,856 |
| Total Monthly Debt Service | $1,130 |
| DSCR Ratio | 1.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
10,454 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
10,454 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices