1408 Palm Ave UNIT CSan GabrielCA91776
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 1408 Palm Ave UNIT C, San Gabriel, CA, 91776 in San Gabriel is a conservative rental investment at $1,350,000. Rental yield 6.31%. A 1.17 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $372,980; $12,434/yr in principal paydown supplements. Total projected return: $398,605.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 5.5% |
| Monthly Cash Flow | $(1,798) | $300 |
City averages based on San Gabriel market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,102 |
| Total Monthly Debt Service | $8,363 |
| DSCR Ratio | 0.85x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2016
0.52 Acres lot
$N/A/sqft
$257 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91776, San Gabriel, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,529 (100%) |
| Owner Occupied HU | 4,621 (36.9%) |
| Renter Occupied HU | 7,343 (58.6%) |
| Vacant Housing Units | 565 ( 4.5%) |
| Median Home Value | $890,880 |
| Average Home Value | $955,745 |
Housing Distribution
Address Breakdown
Residential
12,339
Single Family
8,281
Multi-Family
4,058
Businesses
1,838
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2016
0.52 Acres lot
$N/A/sqft
$257 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91776, San Gabriel, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,529 (100%) |
| Owner Occupied HU | 4,621 (36.9%) |
| Renter Occupied HU | 7,343 (58.6%) |
| Vacant Housing Units | 565 ( 4.5%) |
| Median Home Value | $890,880 |
| Average Home Value | $955,745 |
Housing Distribution
Address Breakdown
Residential
12,339
Single Family
8,281
Multi-Family
4,058
Businesses
1,838
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices