1408 James STREETBangorWI54614
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 1408 James STREET, Bangor, WI, 54614 in Bangor at $212,000 earns $1,430/mo in rent and nets $8/mo after the $953/mo payment, a 8.1% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $58,572 over five years. Ziffy Mortgage underwrites this on a 1.50 DSCR without U.S. credit history. With $1,953/yr in principal paydown, total projected return reaches $81,351.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $8 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,430 |
| Total Monthly Debt Service | $1,338 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54614, Bangor, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,249 (100%) |
| Owner Occupied HU | 941 (75.3%) |
| Renter Occupied HU | 241 (19.3%) |
| Vacant Housing Units | 67 ( 5.4%) |
| Median Home Value | $298,810 |
| Average Home Value | $357,960 |
Housing Distribution
Address Breakdown
Residential
1,080
Single Family
1,021
Multi-Family
59
Businesses
71
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54614, Bangor, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,249 (100%) |
| Owner Occupied HU | 941 (75.3%) |
| Renter Occupied HU | 241 (19.3%) |
| Vacant Housing Units | 67 ( 5.4%) |
| Median Home Value | $298,810 |
| Average Home Value | $357,960 |
Housing Distribution
Address Breakdown
Residential
1,080
Single Family
1,021
Multi-Family
59
Businesses
71
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
