1405 Mallard LnHoffman EstatesIL60192
INVESTMENT ANALYSIS
Investment Verdict
Solid Income1405 Mallard Ln, Hoffman Estates, IL, 60192 in Hoffman Estates earns a respectable 8.48% gross yield at $650,000, but after the $2,923/mo mortgage the net cash flow is $83/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.57) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $179,583 over five years, making equity the dominant return driver. Total projected return: $253,871.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.0% |
| Monthly Cash Flow | $83 | $200 |
City averages based on Hoffman Estates market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,591 |
| Total Monthly Debt Service | $4,250 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60192, Schaumburg, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,479 (100%) |
| Owner Occupied HU | 4,816 (87.9%) |
| Renter Occupied HU | 518 ( 9.5%) |
| Vacant Housing Units | 145 ( 2.6%) |
| Median Home Value | $421,172 |
| Average Home Value | $455,167 |
Housing Distribution
Address Breakdown
Residential
5,686
Single Family
5,686
Multi-Family
0
Businesses
222
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60192, Schaumburg, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,479 (100%) |
| Owner Occupied HU | 4,816 (87.9%) |
| Renter Occupied HU | 518 ( 9.5%) |
| Vacant Housing Units | 145 ( 2.6%) |
| Median Home Value | $421,172 |
| Average Home Value | $455,167 |
Housing Distribution
Address Breakdown
Residential
5,686
Single Family
5,686
Multi-Family
0
Businesses
222
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MRED as distributed by MLS GRID
Mls ID: #12567667