1405 Kingfisher DrGautierMS39553
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 1405 Kingfisher Dr, Gautier, MS, 39553 in Gautier, $120,000, 9.24% gross yield, $190/mo net income. Consider it a market-entry position, the $924/mo rent covers the $540/mo payment with a margin, and 5%/yr appreciation is projected to add $33,154 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.71) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $57,633.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $190 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $924 |
| Total Monthly Debt Service | $687 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39553, Gautier, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,650 (100%) |
| Owner Occupied HU | 4,791 (62.6%) |
| Renter Occupied HU | 2,181 (28.5%) |
| Vacant Housing Units | 678 ( 8.9%) |
| Median Home Value | $181,985 |
| Average Home Value | $239,417 |
Housing Distribution
Address Breakdown
Residential
7,007
Single Family
6,165
Multi-Family
842
Businesses
528
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39553, Gautier, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,650 (100%) |
| Owner Occupied HU | 4,791 (62.6%) |
| Renter Occupied HU | 2,181 (28.5%) |
| Vacant Housing Units | 678 ( 8.9%) |
| Median Home Value | $181,985 |
| Average Home Value | $239,417 |
Housing Distribution
Address Breakdown
Residential
7,007
Single Family
6,165
Multi-Family
842
Businesses
528
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amanda C Wallace • Coldwell Banker Smith Home Rltrs-Gautier
Mls Name: MLS United
Mls ID: #4137827