1400 W Emory StMarshallTX75670
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 1400 W Emory St, Marshall, TX, 75670 in Marshall: $1,352/mo in rent, $292/mo in net income, 10.89% gross yield, 2.02 DSCR, all at $149,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $41,166 in appreciation and $1,372/yr in principal paydown projects total cumulative return of $75,916.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.2% |
| Monthly Cash Flow | $292 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,352 |
| Total Monthly Debt Service | $1,000 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75670, Marshall, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,193 (100%) |
| Owner Occupied HU | 3,529 (49.1%) |
| Renter Occupied HU | 2,528 (35.1%) |
| Vacant Housing Units | 1,136 (15.8%) |
| Median Home Value | $120,148 |
| Average Home Value | $221,295 |
Housing Distribution
Address Breakdown
Residential
6,756
Single Family
6,457
Multi-Family
299
Businesses
928
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75670, Marshall, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,193 (100%) |
| Owner Occupied HU | 3,529 (49.1%) |
| Renter Occupied HU | 2,528 (35.1%) |
| Vacant Housing Units | 1,136 (15.8%) |
| Median Home Value | $120,148 |
| Average Home Value | $221,295 |
Housing Distribution
Address Breakdown
Residential
6,756
Single Family
6,457
Multi-Family
299
Businesses
928
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices