1400 Sullivan StUplandCA91784
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 1400 Sullivan St, Upland, CA, 91784 in Upland at $890,000. Rental yield 6.1%. The 6.1% yield and 1.13 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $245,891 by year five, and $8,197/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $274,181.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 5.2% |
| Monthly Cash Flow | $(984) | $230 |
City averages based on Upland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,522 |
| Total Monthly Debt Service | $5,152 |
| DSCR Ratio | 0.88x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
10,450 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91784, Upland, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,952 (100%) |
| Owner Occupied HU | 8,289 (83.3%) |
| Renter Occupied HU | 1,473 (14.8%) |
| Vacant Housing Units | 190 ( 1.9%) |
| Median Home Value | $844,917 |
| Average Home Value | $878,450 |
Housing Distribution
Address Breakdown
Residential
10,109
Single Family
10,078
Multi-Family
31
Businesses
177
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
10,450 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91784, Upland, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,952 (100%) |
| Owner Occupied HU | 8,289 (83.3%) |
| Renter Occupied HU | 1,473 (14.8%) |
| Vacant Housing Units | 190 ( 1.9%) |
| Median Home Value | $844,917 |
| Average Home Value | $878,450 |
Housing Distribution
Address Breakdown
Residential
10,109
Single Family
10,078
Multi-Family
31
Businesses
177
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Koko Nyein • Kowill Mortgage Inc,DBA Kowill Realty
Mls Name: CRMLS
Mls ID: #SR25219472