11640 Mount Sterling CtRancho CucamongaCA91737
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing11640 Mount Sterling Ct, Rancho Cucamonga, CA, 91737 in Rancho Cucamonga is a stable, well-positioned rental at $757,000. Rental yield 6.17%. DSCR 1.14 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $209,145 in value and $6,972/yr in principal paydown builds equity, a total projected return of $236,219.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 6.2% |
| Monthly Cash Flow | $(790) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,893 |
| Total Monthly Debt Service | $4,382 |
| DSCR Ratio | 0.89x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
5,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91737, Rancho Cucamonga, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,319 (100%) |
| Owner Occupied HU | 5,768 (69.3%) |
| Renter Occupied HU | 2,309 (27.8%) |
| Vacant Housing Units | 242 ( 2.9%) |
| Median Home Value | $840,888 |
| Average Home Value | $900,418 |
Housing Distribution
Address Breakdown
Residential
8,504
Single Family
7,336
Multi-Family
1,168
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
5,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91737, Rancho Cucamonga, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,319 (100%) |
| Owner Occupied HU | 5,768 (69.3%) |
| Renter Occupied HU | 2,309 (27.8%) |
| Vacant Housing Units | 242 ( 2.9%) |
| Median Home Value | $840,888 |
| Average Home Value | $900,418 |
Housing Distribution
Address Breakdown
Residential
8,504
Single Family
7,336
Multi-Family
1,168
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shaohua Wang • Wetrust Realty
Mls Name: CRMLS
Mls ID: #OC25249439