140 Sawgrass LnBeecherIL60401
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 140 Sawgrass Ln, Beecher, IL, 60401 in Beecher earns a 9.73% gross yield at $346,990. Rent of $2,814/mo nets $407/mo after the $1,560/mo mortgage. The 1.80 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $95,867 and $3,196/yr in equity accumulation project a total cumulative return of $158,930.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 8.0% |
| Monthly Cash Flow | $407 | $150 |
City averages based on Beecher market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,814 |
| Total Monthly Debt Service | $2,269 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
9,748 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60401, Beecher, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,295 (100%) |
| Owner Occupied HU | 2,731 (82.9%) |
| Renter Occupied HU | 434 (13.2%) |
| Vacant Housing Units | 130 ( 3.9%) |
| Median Home Value | $318,549 |
| Average Home Value | $347,722 |
Housing Distribution
Address Breakdown
Residential
2,586
Single Family
2,586
Multi-Family
0
Businesses
185
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
9,748 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60401, Beecher, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,295 (100%) |
| Owner Occupied HU | 2,731 (82.9%) |
| Renter Occupied HU | 434 (13.2%) |
| Vacant Housing Units | 130 ( 3.9%) |
| Median Home Value | $318,549 |
| Average Home Value | $347,722 |
Housing Distribution
Address Breakdown
Residential
2,586
Single Family
2,586
Multi-Family
0
Businesses
185
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices