14 S Hills LoopEureka SpringsAR72631
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 14 S Hills Loop, Eureka Springs, AR, 72631 in Eureka Springs hard to pass up. The 13.31% gross yield on a $195,000 purchase results in $2,162/mo in rent and $856/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.47). Annual cash flow of $10,268, five-year appreciation of $53,875, and $1,796/yr in equity build-up combine for a projected total cumulative return of $129,421.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.3% | 6.2% |
| Monthly Cash Flow | $856 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,162 |
| Total Monthly Debt Service | $1,229 |
| DSCR Ratio | 1.76x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
10,315 sqft lot
$N/A/sqft
$1,348 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72631, Eureka Springs, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,866 (100%) |
| Owner Occupied HU | 1,781 (62.1%) |
| Renter Occupied HU | 393 (13.7%) |
| Vacant Housing Units | 692 (24.1%) |
| Median Home Value | $280,242 |
| Average Home Value | $307,538 |
Housing Distribution
Address Breakdown
Residential
2,492
Single Family
2,448
Multi-Family
44
Businesses
128
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
10,315 sqft lot
$N/A/sqft
$1,348 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72631, Eureka Springs, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,866 (100%) |
| Owner Occupied HU | 1,781 (62.1%) |
| Renter Occupied HU | 393 (13.7%) |
| Vacant Housing Units | 692 (24.1%) |
| Median Home Value | $280,242 |
| Average Home Value | $307,538 |
Housing Distribution
Address Breakdown
Residential
2,492
Single Family
2,448
Multi-Family
44
Businesses
128
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kristine Sherry • Holiday Island Realty
Mls Name: ArkansasOne MLS
Mls Provider:
Mls ID: #1308205
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.