14 Montclair DrAuburnMA01501
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow14 Montclair Dr, Auburn, MA, 01501 in Auburn is a top-tier cash-flow asset. At $150,000 it produces $3,256/mo in rent and $2,282/mo in net monthly income, a 26.04% gross rental yield. The DSCR of 4.83 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $27,389. Five-year appreciation adds $41,442, driving a total cumulative return of $203,996.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 26% | 6.0% |
| Monthly Cash Flow | $2,282 | $300 |
City averages based on Auburn market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,256 |
| Total Monthly Debt Service | $913 |
| DSCR Ratio | 3.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
0.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01501, Auburn, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,001 (100%) |
| Owner Occupied HU | 5,649 (80.7%) |
| Renter Occupied HU | 1,145 (16.4%) |
| Vacant Housing Units | 207 ( 3.0%) |
| Median Home Value | $464,631 |
| Average Home Value | $516,225 |
Housing Distribution
Address Breakdown
Residential
6,993
Single Family
6,391
Multi-Family
602
Businesses
809
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
0.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01501, Auburn, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,001 (100%) |
| Owner Occupied HU | 5,649 (80.7%) |
| Renter Occupied HU | 1,145 (16.4%) |
| Vacant Housing Units | 207 ( 3.0%) |
| Median Home Value | $464,631 |
| Average Home Value | $516,225 |
Housing Distribution
Address Breakdown
Residential
6,993
Single Family
6,391
Multi-Family
602
Businesses
809
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices