14 Mitchell StSouthboroughMA01772
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 14 Mitchell St, Southborough, MA, 01772 in Southborough earns a 8.52% gross yield at $615,000. Rent of $4,367/mo nets $491/mo after the $2,765/mo mortgage. The 1.58 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $169,913 and $5,664/yr in equity accumulation project a total cumulative return of $265,106.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 5.0% |
| Monthly Cash Flow | $491 | $500 |
City averages based on Southborough market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,367 |
| Total Monthly Debt Service | $3,632 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1956
0.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01772, Southborough, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,684 (100%) |
| Owner Occupied HU | 3,075 (83.5%) |
| Renter Occupied HU | 498 (13.5%) |
| Vacant Housing Units | 111 ( 3.0%) |
| Median Home Value | $847,639 |
| Average Home Value | $898,938 |
Housing Distribution
Address Breakdown
Residential
3,479
Single Family
3,328
Multi-Family
151
Businesses
370
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1956
0.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01772, Southborough, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,684 (100%) |
| Owner Occupied HU | 3,075 (83.5%) |
| Renter Occupied HU | 498 (13.5%) |
| Vacant Housing Units | 111 ( 3.0%) |
| Median Home Value | $847,639 |
| Average Home Value | $898,938 |
Housing Distribution
Address Breakdown
Residential
3,479
Single Family
3,328
Multi-Family
151
Businesses
370
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73487908