14 Lisa CtAmerican CanyonCA94503
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 14 Lisa Ct, American Canyon, CA, 94503 in American Canyon deserves attention. This $750,000 property earns $7,078/mo in rent, a 11.32% gross yield, and nets $2,438/mo after the $3,372/mo payment. DSCR 2.10 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $207,211 compounds alongside $6,908/yr in yearly equity build, for a total cumulative return of $441,352.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 6.0% |
| Monthly Cash Flow | $2,438 | $400 |
City averages based on American Canyon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,078 |
| Total Monthly Debt Service | $4,341 |
| DSCR Ratio | 1.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1967
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94503, American Canyon, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,674 (100%) |
| Owner Occupied HU | 4,765 (71.4%) |
| Renter Occupied HU | 1,695 (25.4%) |
| Vacant Housing Units | 214 ( 3.2%) |
| Median Home Value | $714,775 |
| Average Home Value | $713,727 |
Housing Distribution
Address Breakdown
Residential
6,504
Single Family
6,171
Multi-Family
333
Businesses
438
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1967
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94503, American Canyon, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,674 (100%) |
| Owner Occupied HU | 4,765 (71.4%) |
| Renter Occupied HU | 1,695 (25.4%) |
| Vacant Housing Units | 214 ( 3.2%) |
| Median Home Value | $714,775 |
| Average Home Value | $713,727 |
Housing Distribution
Address Breakdown
Residential
6,504
Single Family
6,171
Multi-Family
333
Businesses
438
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices