14 Eileen CircleJamesportNY11947
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 14 Eileen Circle, Jamesport, NY, 11947 in Jamesport speaks for itself: 16.82% gross on a $849,000 price, generating $11,897/mo in rent and $6,227/mo in net income after the $3,818/mo debt service. DSCR 3.12, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $74,728 stacks alongside $234,563 in projected five-year appreciation and $7,819/yr in principal reduction. Projected total cumulative return: $724,421.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 16.8% | 6.2% |
| Monthly Cash Flow | $6,227 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $11,897 |
| Total Monthly Debt Service | $5,332 |
| DSCR Ratio | 2.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11947, Jamesport, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 61 (100%) |
| Owner Occupied HU | 26 (42.6%) |
| Renter Occupied HU | 10 (16.4%) |
| Vacant Housing Units | 25 (41.0%) |
| Median Home Value | $729,167 |
| Average Home Value | $719,231 |
Housing Distribution
Address Breakdown
Residential
20
Single Family
20
Multi-Family
0
Businesses
102
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11947, Jamesport, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 61 (100%) |
| Owner Occupied HU | 26 (42.6%) |
| Renter Occupied HU | 10 (16.4%) |
| Vacant Housing Units | 25 (41.0%) |
| Median Home Value | $729,167 |
| Average Home Value | $719,231 |
Housing Distribution
Address Breakdown
Residential
20
Single Family
20
Multi-Family
0
Businesses
102
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices