14 Cherry Tree LaneWhite River JunctionVT05001
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew White River Junction rentals match the income profile of 14 Cherry Tree Lane, White River Junction, VT, 05001. Listed at $189,000, gross rent is $3,090/mo and net cash flow is $1,333/mo, a 19.62% yield well above national averages. DSCR 3.64 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $52,217 by year five with $1,741/yr in annual principal reduction, projecting $159,983 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 19.6% | 5.8% |
| Monthly Cash Flow | $1,333 | $420 |
City averages based on White River Junction market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,090 |
| Total Monthly Debt Service | $1,682 |
| DSCR Ratio | 1.84x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2014
N/A lot
$N/A/sqft
$500 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05001, White River Junction, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,523 (100%) |
| Owner Occupied HU | 2,646 (58.5%) |
| Renter Occupied HU | 1,438 (31.8%) |
| Vacant Housing Units | 439 ( 9.7%) |
| Median Home Value | $315,214 |
| Average Home Value | $379,354 |
Housing Distribution
Address Breakdown
Residential
3,545
Single Family
3,335
Multi-Family
210
Businesses
550
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2014
N/A lot
$N/A/sqft
$500 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05001, White River Junction, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,523 (100%) |
| Owner Occupied HU | 2,646 (58.5%) |
| Renter Occupied HU | 1,438 (31.8%) |
| Vacant Housing Units | 439 ( 9.7%) |
| Median Home Value | $315,214 |
| Average Home Value | $379,354 |
Housing Distribution
Address Breakdown
Residential
3,545
Single Family
3,335
Multi-Family
210
Businesses
550
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices