1399 W South Park AveOshkoshWI54902
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 1399 W South Park Ave, Oshkosh, WI, 54902 in Oshkosh at $259,900 earns $2,058/mo in rent and nets $114/mo after the $1,169/mo payment, a 9.5% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $71,806 over five years. Ziffy Mortgage underwrites this on a 1.76 DSCR without U.S. credit history. With $2,394/yr in principal paydown, total projected return reaches $119,328.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 5.9% |
| Monthly Cash Flow | $114 | $450 |
City averages based on Oshkosh market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,058 |
| Total Monthly Debt Service | $1,641 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2001
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54902, Oshkosh, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,129 (100%) |
| Owner Occupied HU | 6,328 (56.9%) |
| Renter Occupied HU | 4,080 (36.7%) |
| Vacant Housing Units | 721 ( 6.5%) |
| Median Home Value | $190,997 |
| Average Home Value | $241,158 |
Housing Distribution
Address Breakdown
Residential
10,508
Single Family
8,955
Multi-Family
1,553
Businesses
690
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2001
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54902, Oshkosh, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,129 (100%) |
| Owner Occupied HU | 6,328 (56.9%) |
| Renter Occupied HU | 4,080 (36.7%) |
| Vacant Housing Units | 721 ( 6.5%) |
| Median Home Value | $190,997 |
| Average Home Value | $241,158 |
Housing Distribution
Address Breakdown
Residential
10,508
Single Family
8,955
Multi-Family
1,553
Businesses
690
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices