13956 80th AveSeminoleFL33776
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play13956 80th Ave, Seminole, FL, 33776 in Seminole is priced for appreciation, not yield. Rental yield 5.49%. At $829,000 with a 5.49% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $229,037 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (1.02) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $206,042.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 6.0% |
| Monthly Cash Flow | $(1,708) | $300 |
City averages based on Seminole market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,793 |
| Total Monthly Debt Service | $5,172 |
| DSCR Ratio | 0.73x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
10,498 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33776, Seminole, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,583 (100%) |
| Owner Occupied HU | 4,660 (83.5%) |
| Renter Occupied HU | 537 ( 9.6%) |
| Vacant Housing Units | 386 ( 6.9%) |
| Median Home Value | $529,739 |
| Average Home Value | $638,562 |
Housing Distribution
Address Breakdown
Residential
5,223
Single Family
4,784
Multi-Family
439
Businesses
131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
10,498 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33776, Seminole, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,583 (100%) |
| Owner Occupied HU | 4,660 (83.5%) |
| Renter Occupied HU | 537 ( 9.6%) |
| Vacant Housing Units | 386 ( 6.9%) |
| Median Home Value | $529,739 |
| Average Home Value | $638,562 |
Housing Distribution
Address Breakdown
Residential
5,223
Single Family
4,784
Multi-Family
439
Businesses
131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices