13933 Ashton Woods Cir #71AustinTX78727
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 13933 Ashton Woods Cir #71, Austin, TX, 78727 in Austin the bet is firmly on appreciation. Rental yield 4.96%. The 4.96% gross yield on a $459,000 price is below income-first thresholds, but 5%/yr value growth projects $126,813 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.92) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $87,988.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5% | 4.5% |
| Monthly Cash Flow | $(1,656) | $1,850 |
City averages based on Austin market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,898 |
| Total Monthly Debt Service | $3,081 |
| DSCR Ratio | 0.62x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2006
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78727, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,798 (100%) |
| Owner Occupied HU | 5,888 (37.3%) |
| Renter Occupied HU | 8,543 (54.1%) |
| Vacant Housing Units | 1,367 ( 8.7%) |
| Median Home Value | $574,177 |
| Average Home Value | $622,311 |
Housing Distribution
Address Breakdown
Residential
14,136
Single Family
7,988
Multi-Family
6,148
Businesses
404
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2006
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78727, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,798 (100%) |
| Owner Occupied HU | 5,888 (37.3%) |
| Renter Occupied HU | 8,543 (54.1%) |
| Vacant Housing Units | 1,367 ( 8.7%) |
| Median Home Value | $574,177 |
| Average Home Value | $622,311 |
Housing Distribution
Address Breakdown
Residential
14,136
Single Family
7,988
Multi-Family
6,148
Businesses
404
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices