139 S Main StSheffieldMA01257
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 139 S Main St, Sheffield, MA, 01257 in Sheffield hard to pass up. The 24.05% gross yield on a $200,000 purchase results in $4,008/mo in rent and $2,347/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (4.46). Annual cash flow of $28,161, five-year appreciation of $55,256, and $1,842/yr in equity build-up combine for a projected total cumulative return of $228,719.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 24.1% | 5.0% |
| Monthly Cash Flow | $2,347 | $800 |
City averages based on Sheffield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,008 |
| Total Monthly Debt Service | $1,582 |
| DSCR Ratio | 2.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01257, Sheffield, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,249 (100%) |
| Owner Occupied HU | 796 (63.7%) |
| Renter Occupied HU | 264 (21.1%) |
| Vacant Housing Units | 189 (15.1%) |
| Median Home Value | $467,123 |
| Average Home Value | $607,622 |
Housing Distribution
Address Breakdown
Residential
695
Single Family
676
Multi-Family
19
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01257, Sheffield, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,249 (100%) |
| Owner Occupied HU | 796 (63.7%) |
| Renter Occupied HU | 264 (21.1%) |
| Vacant Housing Units | 189 (15.1%) |
| Median Home Value | $467,123 |
| Average Home Value | $607,622 |
Housing Distribution
Address Breakdown
Residential
695
Single Family
676
Multi-Family
19
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices