139 E Main StAvonNY14414
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 139 E Main St, Avon, NY, 14414 in Avon speaks for itself: 11.95% gross on a $328,500 price, generating $3,271/mo in rent and $1,078/mo in net income after the $1,477/mo debt service. DSCR 2.21, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $12,930 stacks alongside $90,758 in projected five-year appreciation and $3,026/yr in principal reduction. Projected total cumulative return: $194,643.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12% | 6.2% |
| Monthly Cash Flow | $1,078 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,271 |
| Total Monthly Debt Service | $2,063 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
10,044 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14414, Avon, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,206 (100%) |
| Owner Occupied HU | 2,185 (68.2%) |
| Renter Occupied HU | 803 (25.0%) |
| Vacant Housing Units | 218 ( 6.8%) |
| Median Home Value | $200,043 |
| Average Home Value | $220,700 |
Housing Distribution
Address Breakdown
Residential
2,942
Single Family
2,841
Multi-Family
101
Businesses
255
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
10,044 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14414, Avon, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,206 (100%) |
| Owner Occupied HU | 2,185 (68.2%) |
| Renter Occupied HU | 803 (25.0%) |
| Vacant Housing Units | 218 ( 6.8%) |
| Median Home Value | $200,043 |
| Average Home Value | $220,700 |
Housing Distribution
Address Breakdown
Residential
2,942
Single Family
2,841
Multi-Family
101
Businesses
255
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Camelia Phongsa • Keller Williams Realty Greater Rochester
Mls Name: NYSAMLSs
Mls Provider:
Mls ID: #R1611800
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