139 E 63rd St APT 3BNew YorkNY10065
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 139 E 63rd St APT 3B, New York, NY, 10065 in New York: $13,738/mo in rent, $2,284/mo net, 16.5% gross yield, all on a $999,000 acquisition. The 3.06 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $276,005 in value, and $9,201/yr in principal paydown steadily builds equity. Projected total cumulative return: $548,786.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.5% | 4.8% |
| Monthly Cash Flow | $2,284 | $28,500 |
City averages based on New York market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $13,738 |
| Total Monthly Debt Service | $11,056 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1962
N/A lot
$N/A/sqft
$4,782 monthly HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1962
N/A lot
$N/A/sqft
$4,782 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices