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Get DSCR Rental Loan Rate Quote
$235,000
2 bds•1 ba•920sqft

138629 Rhododendron St,Gilchrist,OR,97737

6.68%
Gross Yield
17.75%
ROI
$1,308/m
Est. Rent
$0
Total Investment
$0
Down Payment
$0
Closing Costs
Gallery⭐   Investment VerdictCalculatorComps and Overview

INVESTMENT ANALYSIS

Investment Verdict

Income-Producing

Capital preservation and steady income define 138629 Rhododendron St, Gilchrist, OR, 97737 in Gilchrist. Rental yield 6.68%. The 1.17 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $64,926 and $1,970/yr in principal reduction project total return of $76,175.

This PropertyNational Avg
Gross Rental Yield6.7%6.2%
Monthly Cash Flow$(131)$180

National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.

DSCR Rental Loan Qualification

0.93× DSCR
✗ Below standard threshold

Qualifies using the property's rental income, not your personal income.

  • ✓No W-2, pay stubs, or tax returns needed
  • ✓Rental income qualifies you
  • ✓Built for real estate investors
Monthly Rental Income$1,308
Total Monthly Debt Service$1,403
DSCR Ratio0.93x

Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →

Get Pre-Approved

Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.

Single Family

Built in 1939

7,840 sqft lot

$N/A/sqft

$250 annually HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 97737, Gilchrist, OR area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)278 (100%)
Owner Occupied HU172 (61.9%)
Renter Occupied HU43 (15.5%)
Vacant Housing Units63 (22.7%)
Median Home Value$402,500
Average Home Value$445,465

Housing Distribution

Address Breakdown

Residential

92

Single Family

87

Multi-Family

5

Businesses

16

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NMLS #2625701
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AI

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics Value
Price $399,900
Est. Rent $3,200/mo
ROI 18%
  • Attractive rent-to-price ratio for income stability
  • Good fit for DSCR financing with healthy coverage
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$ 149,900
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$1,149 / mo
  • 1 Bed
  • 1 Bath
  • 552 sft
11421 Burlwood Dr, La Pine, OR, 97739
15675 Friendly St
$ 149,900
ROI
26.3%
Rent
$1,177 / mo
  • 2 Bed
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Recently listed
$ 149,000
ROI
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Rent
$1,187 / mo
  • 1 Bed
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  • 1040 sft
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Recently listed
$ 189,000
ROI
21.5%
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$1,230 / mo
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NMLS #2625701
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Listed by: N/A • Knipe Realty ERA Powered 

Mls Name: Oregon Datashare

Mls Provider:Mls

Mls ID: #220198313

Disclaimer: 2025 Oregon Datashare (KCAR | MLSCO | SOMLS). All rights reserved. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the Oregon Datashare. Real estate listings held by IDX Brokerage firms other than Zillow Inc. are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers. Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. The consumer will not copy, retransmit nor redistribute any of the content from this website. Information provided is deemed reliable, but not guaranteed. This content has last been updated on 2025-03-31 12:02:33 PDT

Oregon•Gilchrist•138629 Rhododendron St
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247 Cayuga Rd. Ste 700, Buffalo, New York – 14225
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© 2026 HomeAbroad Inc. DBA Ziffy. All Rights Reserved.

Home loan lending products are offered by HomeAbroad Loans LLC DBA Ziffy Mortgage, a 100% owned subsidiary of HomeAbroad Inc. HomeAbroad Loans LLC DBA Ziffy Mortgage is a licensed mortgage company. NMLS #2625701 | NMLS Consumer Access. Loans made or arranged pursuant to applicable state law.

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Single Family

Built in 1939

7,840 sqft lot

$N/A/sqft

$250 annually HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 97737, Gilchrist, OR area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)278 (100%)
Owner Occupied HU172 (61.9%)
Renter Occupied HU43 (15.5%)
Vacant Housing Units63 (22.7%)
Median Home Value$402,500
Average Home Value$445,465

Housing Distribution

Address Breakdown

Residential

92

Single Family

87

Multi-Family

5

Businesses

16